From cornerstone to keynote

Talks on BSA/AML, sanctions, sponsor-bank oversight, and TBML from someone who has investigated it, tested it, built it, and defended it to examiners.

Every program I've stood up started with the same cornerstone: a risk assessment that told the truth, a document hierarchy that could hold weight, and controls that did what the policy said they did. The talks come from that work, not from a slide library.

Financial crimes compliance is usually presented one of two ways: as a regulatory checklist, or as a war story. Neither helps a room of people who have to go back on Monday and run a program. I speak from the investigation table, the second-line testing floor, the sponsor-bank program office, and the chair across from the examiner, in plain language, with the stakes intact.

Audiences include compliance conferences, fintech and payments events, bank boards and board committees, industry associations, and graduate programs in financial crime and risk. Formats range from a forty-minute keynote to a half-day closed-door session for a Board that needs to understand what it's actually accountable for.

Talks I give

The Other Side of the Table. What thirty years as an investigator, tester, and program head taught me about how examiners read a program, and what they're really asking when they ask for your risk assessment.

Twelve Months to a Program. Standing up financial crimes program management from nothing at a BaaS sponsor bank under heightened regulatory expectations: what to build first, what to defer, and what you can't.

Sponsor Banks, Fintechs, and the Oversight Gap. Why partner-bank models fail on the compliance side, what the enforcement record says, and what a defensible partner-oversight program looks like from both seats.

Trade-Based Money Laundering, Still. The typologies that move value through invoices and shipping documents, why they survive every new technology, and what a program can realistically detect. Based on published research and work directing global trade finance financial-crime risk oversight.

After the Order. What a consent order, MRA, or monitorship actually does to an institution day to day, and how leadership teams get through remediation with the program, and the people, intact.

Every talk is tailored to the room. If your agenda needs something that isn't on this list, ask.

Laying the cornerstone

Thirty years in financial crimes compliance and law enforcement: nearly two decades investigating money laundering, trade-based money laundering, and public corruption for state and federal law enforcement, including grand jury and legislative testimony; financial crimes roles at Goldman Sachs, HSBC, and MUFG, where I built and delivered global trade finance financial-crime training to practitioners across four regions; and most recently standing up financial crimes program management at a federally chartered BaaS sponsor bank. Published on trade-based money laundering and terrorist financing. Financial Women's Association Pacesetter graduate.

Logistics

Based in northern New Hampshire; available in person across the U.S. and virtually anywhere. Starting at $500, fees vary with format, audience, and preparation; [association and academic rates available]. Send the date, the audience, and what you need the room to walk out knowing.